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Mortgage AdviceBuying a house can be a daunting prospect - But SJ Financial Solutions aims to make the experience as stress free as possible! With access to a wide range of mortgages, Sarah will work closely with both you and the lenders to find the perfect solution for you. Sarah guides her clients through every step of the mortgage process, from application to completion and beyond.
Sarah prides herself on her friendly and professional service, and is always available on the phone for a chat! Your home may be repossessed if you do not keep up repayments on your mortgage |
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Protection AdviceThe right financial protection can give you peace of mind to know you have something to fall back on if ever necessary. We never like to think of the worst case scenario, but taking out an appropriate financial protection policy can keep you on track financially if things go off course in your personal circumstances.
Sarah can help and guide you in finding the right policy for your financial commitments. Sarah prides herself on her friendly and professional service, and is always available on the phone for a chat! |
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Equity Release/Life Time Mortgages AdviceEquity Release allows individuals ages 55 and over to release money from the value of their home, without having to make any monthly repayments.
Sarah offers a trusted, independent and tailored equity release advice service, using providers approved by the Equity Release Council, meaning you can be safe in the knowledge that any solution provided will be fully regulated and approved under current FCA Standards. Sarah will find a solution that is right for your needs. If it isn't right for you and your family Sarah will tell you. A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release. The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing. |
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Investment & Pension AdviceSarah is a fully qualified Investments and Pensions adviser. Able to access funds and providers across the whole of the market Sarah can advise and support you to achieve your investment and retirement goals through ongoing service reviews and initial advice packages on a wholly independent basis.
Everything Sarah does is determined by what is the most suitable solution for her clients and as with all of her services, Sarah will meet with you and discuss fully your requirements before designing a solution which works for you and your circumstances. Past performance is not a reliable guide to future performance and the value of asset-backed investments can fall as can any income derived from them. |
